Christine Urbanowski, P.Eng, AFCC

I’ve been divorced.  

My first husband and I saw money very differently.  He never thought of the long term implications of his spending and loved to be generous.  He loved to do things like pay for everyone if we went out for dinner with friends.  This made me feel selfish because I didn’t want to be generous with money we didn’t have.  I felt stressed because our line of credit never went down.  We both made good money but somehow we weren’t getting ahead.  I blamed him for spending too much and he thought I was too controlling.  

At the time I knew fighting about money was a big deal and that if we didn’t get on the same page the longevity of our relationship didn’t look good.  So I made an appointment with a psychologist.  I wanted to understand his spending habits.  The psychologist’s solution was to make a budget together and stick to it.  Easier said than done.  No progress was made.  

The marriage eventually ended.  

I always knew there had to be better help out there somewhere for couples struggling to get on the same page with money.  When I discovered the world of Financial Counselling, I knew first hand what a difference that could make in people’s lives.

I do believe that marriage should be a lifelong commitment and although I’m happily remarried now and so thankful that God gave me a second chance, I’m not proud of the fact that I’ve been divorced.  

My husband and I don’t agree on every financial decision but we have the tools we need to work together.

My mission is to help couples go from financial fights to financial teamwork so they can crush their debt and reach their goals!