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free up your money for the things that really matter
  • Home
  • About Me
    • Professional
    • Personal
  • Services
    • Individuals
    • ADHD Coaching
    • Couples
  • CONTACT US
  • BOOK NOW
  • Resources
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    • Financial Nervous System
    • Housing Course

FINANCIAL NERVOUS SYSTEM REFRESH

 A personalized financial plan meets nervous-system work in a supportive group experience

You make good money and you're sick of feeling broke

You're successful. Why doesn't money feel better.

You earn enough that you should have something to show for it. But at the end of the month, there’s surprisingly little left to save, invest or put toward the things you really want. And after all this time, it’s hard not to wonder why you still haven’t figured it out. 

You’re used to figuring things out. But your finances just aren’t budging.

When something matters to you, you learn what you need to learn and find a way forward. That’s part of how you became successful. But despite everything you know about money, you keep finding yourself back in the same place. And your frustration, doubt and worry seem to be growing. 

You want your financial life to feel as successful as it looks.

You have enough income to create a great life, but on the inside, you’re stressed and worried that you’re not doing financial adulting well enough. The feeling there is  something you should be doing differently or better is familiar and getting heavier. Instead, you want to enjoy and celebrate what you’ve built, feel confident about the choices you’re making, and see your money moving toward what matters to you. 

What if following your financial plan didn’t have to feel like a constant struggle?

LASTING FINANCIAL CHANGE ISN’T JUST ABOUT CREATING A BUDGET

You've tried to budget and it didn't work.

In our group program, FINANCIAL NERVOUS SYSTEM REFRESH, we acknoledge that budgeting doesn't work.  A budget can tell you what to do, but your nervous system influences whether you can actually do it. That’s why this program addresses money like humans: we create a practical system, work with the feelings and patterns that arise as you put it into practice, and help new habits become easier to maintain. Of course budgeting and nervous-system work go together!

WHY WE CREATED THIS TOGETHER:

Researchers call it the intention–behaviour gap: knowing what you intend to do doesn’t mean you’ll consistently do it.


Financial information alone doesn’t always lead to financial change. You can know exactly what you intend to do and still feel pulled to do something different.


“If you know what you are doing, you can do what you want.” — Moshe Feldenkrais


Christine and Isabel created Financial Nervous System Refresh to address that gap: bringing together a clear, workable financial plan with nervous-system work that helps you recognize and change the habitual patterns influencing what you actually do.



KNOW WHAT TO DO

CHANGE WHAT YOU DO

CHANGE WHAT YOU DO

 

The state of our finances is shaped, in large part, by the financial habits we repeat every day. What if there were an effective—and sustainable—way to change those habits?


Lasting financial change isn’t just about the numbers. Financial Nervous System Refresh brings financial planning and nervous-system work together to help you change the habits driving your financial life.


First, you’ll work with Christine to get clear about your finances without judgement or pressure. She’ll listen closely to what matters to you and create a cash flow plan around your actual life—your income, expenses, priorities, goals and the things you want to enjoy. You’ll leave with greater clarity about where you stand and the reassurance of knowing you have a plan that was made especially for you.


A financial plan gives you clarity about what you want to do with your money. But knowing what to do doesn’t necessarily change what you actually do. That’s because your financial habits aren't just the sum total of your thoughts. They also contain your fears and joys, beliefs and life history—and are encoded in your nervous system.

CHANGE WHAT YOU DO

CHANGE WHAT YOU DO

CHANGE WHAT YOU DO

That’s where movement comes in.


A financial habit is a behaviour—and behaviour involves movement. Reaching for your credit card, avoiding your banking app, making an impulse purchase or putting off a financial conversation may look like single actions, but each is made up of a cascade of smaller movements and responses that have become automatic over time.


Your nervous system organizes and controls those movements. So if we want to work with habitual behaviour, we can go back to the nervous system that organizes it.


In Financial Nervous System Refresh, we do that through movement. By introducing small, novel movements, we give the nervous system new information. That helps it recognize the movements that make up an old habit—and discover other possibilities.


Financial planning and nervous-system work belong together when you want change that lasts. A plan gives you clarity and direction. Nervous-system work helps you change the habits and behaviours that determine how you actually use your money. Together, you’re working with both what you want to do and what you actually do—creating the conditions for deeper, more sustainable financial change.

our signature process

STEP 1: PLAN

STEP 4: INTEGRATE

STEP 2: PRACTICE

PRIVATE FINANCIAL COACHING SESSION WITH CHRISTINE


You’ll look at your cash flow, clarify what matters most and create a realistic, customized plan that reflects your goals, values, priorities and lifestyle. There is no one-size-fits-all version of financial success. Your plan will be as unique as the life you’re actually living, with room 

PRIVATE FINANCIAL COACHING SESSION WITH CHRISTINE


You’ll look at your cash flow, clarify what matters most and create a realistic, customized plan that reflects your goals, values, priorities and lifestyle. There is no one-size-fits-all version of financial success. Your plan will be as unique as the life you’re actually living, with room for the things you’re building toward, the things you enjoy now, and the progress worth celebrating along the way. 

STEP 2: PRACTICE

STEP 4: INTEGRATE

STEP 2: PRACTICE

INDEPENDENT PRACTICE WITH SIGNAL SUPPORT


You’ll practise living your plan in real life and notice what happens: what works, what surprises you, where old patterns appear and where the plan itself needs adjusting. A private group chat gives you support along the way—a place to ask questions, share what you’re noticing and celebrate the wins

INDEPENDENT PRACTICE WITH SIGNAL SUPPORT


You’ll practise living your plan in real life and notice what happens: what works, what surprises you, where old patterns appear and where the plan itself needs adjusting. A private group chat gives you support along the way—a place to ask questions, share what you’re noticing and celebrate the wins that help build momentum. A broken routine or unexpected expense becomes useful information—not proof that you failed. 

STEP 3: REFRESH

STEP 4: INTEGRATE

STEP 4: INTEGRATE

SIX SMALL GROUP SESSIONS WITH CHRISTINE AND ISABEL


 

In six small-group sessions, you’ll move from feeling anxious, avoidant or overwhelmed by money to feeling calmer, more confident and more in control. Through gentle movement, reflection and shared learning, you’ll work with the nervous-system patterns behind your reactions and practise r

SIX SMALL GROUP SESSIONS WITH CHRISTINE AND ISABEL


 

In six small-group sessions, you’ll move from feeling anxious, avoidant or overwhelmed by money to feeling calmer, more confident and more in control. Through gentle movement, reflection and shared learning, you’ll work with the nervous-system patterns behind your reactions and practise responding differently. You’ll go from putting your head in the sand to opening your banking app, having money conversations and making financial decisions with greater ease and choice.

STEP 4: INTEGRATE

STEP 4: INTEGRATE

STEP 4: INTEGRATE

PRIVATE SUPPORT AND INTEGRATION


 You’ll bring together what you’ve learned, noticed and practised, and refine a financial plan that has now been tested against real life. You’ll leave with a custom plan that actually suits your lifestyle, more choice in how you respond, and new financial habits you can continue to build on. The goal isn’t 

PRIVATE SUPPORT AND INTEGRATION


 You’ll bring together what you’ve learned, noticed and practised, and refine a financial plan that has now been tested against real life. You’ll leave with a custom plan that actually suits your lifestyle, more choice in how you respond, and new financial habits you can continue to build on. The goal isn’t perfection. It’s confidence, flexibility and sustainable progress. 

Will this be able to help ME?

Book a FREE 30 minute Discovery Call with Isabel and Christine

Book a Discovery call

our signature process is even more powerful in a group

A group holds you to a higher standard for yourself.

Humans are wired to be more accountable to others than we are to ourselves. The group holds you to a higher standard—not through pressure or shame, but by helping you keep showing up for the changes you want to make.  

Learn from questions you didn’t know you had.

Someone else may ask the question you were hesitant to ask—or describe an experience that helps you recognize something in yourself. You benefit not only from the support you receive, but from what you discover by listening to others. 

The group give you the opportunity to notice and work with your reactions.

Money conversations can bring up real reactions. Hearing someone talk about spending, saving, debt or saying no might leave you tense, relieved, defensive or hopeful. Instead of simply talking about those reactions, the group gives you an opportunity to notice and work with them in the moment. 

Experience the energy and exhilaration of moving forward together.

There’s something powerful about being with other growth-oriented, courageous people who really understand—and who are also taking action on something that may have been bothering them for years. This isn’t a shame game. It’s a chance to experience the energy and exhilaration of moving forward together, sharing discoveries, celebrating progress and building hope and momentum along the way. Being part of a group also creates a natural sense of accountability to keep showing up for the changes you want to make. 


And you never have to share more than you want to. Your personal financial details stay private, and you decide what parts of your experience you bring to the group. You can be fully part of the learning, energy and connection without exposing your finances. 

You don’t have to expose your finances to experience the power of community.

This is me! Sign me up!

I think this was designed with me in mind.  Sign me up now!

GRAB MY SPOT!

Your 9 week experience

From Start to Finish

Here's what to expect before, during and after the group sessions

Before the Program

Complete a financial questionnaire and provide your cash-flow information so Christine can review it and prepare for your private session. 

Kick Off Call

Oct 8

Meet Christine, Isabel and the other participants during a two-hour online session. We’ll get to know one another, create a supportive group environment and prepare you for the experience ahead.

Thursday, October 8, from 6–8 p.m. PT

Week 1 - Create Your Financial Plan

Starting Oct 12

Meet privately with Christine for a two-hour Financial Clarity Session. Together, you’ll clarify your priorities and create a personalized financial plan that reflects your real life. 

Week 2&3 - Put Your Plan into Practice

Starting Oct 19

Spend two weeks living your plan before the weekly group sessions begin. You’ll receive prompts, practical exercises and support through the private Signal group as you notice what works—and what gets in the way. 

Week 4-9 - Weekly Group Sessions

Nov 5 - Dec 10

Attend six weekly 90-minute sessions with Christine and Isabel, combining practical financial coaching with movement and nervous-system work. 

Thursday evenings from 6:30–8 p.m. PT on Google Meet 

Personalized Follow-Up Support

During or following the group sessions, you’ll also receive:

  • One private 60-minute follow-up session with Christine 
  • One private 60-minute session with Isabel

Throughout the Program

You’ll have access to the private Signal group for questions, prompts, support and connection, along with practical resources and exercises to help you apply what you’re learning between sessions.

All sessions are online. Maximum group size: 12 participants (including partners).

I think I'm interested but I might have some questions.

Book a FREE 30 minute Discovery Call with Isabel and Christine

Book a Discovery call

Meet your coaches

Christine Urbanowski P.Eng, CFC™

Christine Urbanowski P.Eng, CFC™

Christine Urbanowski P.Eng, CFC™

 

Christine Urbanowski brings extensive experience helping individuals and couples understand their finances and create practical plans that work in real life. As a Certified Financial Coach, Trauma of Money Certified practitioner and former professional engineer, she combines a numbers-based approach with an understanding of the emotional

 

Christine Urbanowski brings extensive experience helping individuals and couples understand their finances and create practical plans that work in real life. As a Certified Financial Coach, Trauma of Money Certified practitioner and former professional engineer, she combines a numbers-based approach with an understanding of the emotional and behavioural patterns that influence how we manage money.


Christine has spent hundreds of hours coaching individuals and couples through spending, debt, saving, financial decision-making and competing priorities. Her approach brings an important foundation to this program: financial clarity without judgement, and a personalized plan built around your actual life, values and goals.


Read more about Christine HERE

Isabel Prystawik RTC

Christine Urbanowski P.Eng, CFC™

Christine Urbanowski P.Eng, CFC™

 

Isabel Prystawik, RTC, brings more than 25 years of experience in somatic learning and personal growth to Financial Nervous System Refresh. She has completed more than 1,000 hours of training in Cortical Field Re-Education® (CFR), a movement-based approach that works directly with habitual nervous-system patterns.


Isabel is also a Registe

 

Isabel Prystawik, RTC, brings more than 25 years of experience in somatic learning and personal growth to Financial Nervous System Refresh. She has completed more than 1,000 hours of training in Cortical Field Re-Education® (CFR), a movement-based approach that works directly with habitual nervous-system patterns.


Isabel is also a Registered Therapeutic Counsellor. Her counselling experience brings an important additional layer to this program: an understanding of the emotions, beliefs, relationships and life experiences that can become intertwined with our financial habits, and the skill to work with what arises in a consent-based, non-judgmental way.


Read more about Isabel HERE

“It’s not a question of increasing your willpower. It’s a question of increasing your ability to do it.”


Moshe Feldenkrais

IS THIS FOR YOU?

This program may be a good fit if…

This program may be a good fit if…

This program may be a good fit if…

  •  Your income keeps going up, but you still don’t feel like you have anything to show for it. 
  • You actively avoid opening your bills or checking your bank accounts each month. 
  • You look financially successful from the outside but privately feel anxious, embarrassed or behind. 
  • You know what you should do with money, yet keep avoiding it or falling back into the same patterns. 
  • Conversations with your partner about money quickly become emotional, leaving you tense, defensive or completely shut down. 
  • You’re tired of rigid budgets, deprivation and systems that leave you feeling like you’ve failed. 
  • You want to understand the habits, emotions and automatic reactions driving your financial decisions. 
  • You want to build a secure future without giving up everything you enjoy today. 
  • You have ADHD—or find that traditional budgeting systems and rigid routines simply don’t work with your brain or your life. 
  • You’re open to a gentle, movement-based approach that helps you feel calmer and more capable with money.

It may not be the right fit if…

This program may be a good fit if…

This program may be a good fit if…

  •  You’re coming to prove what you already know rather than explore what might need to change. 
  • You want to dominate the conversation rather than listen, share space and learn from others. 
  • You’re uncomfortable hearing experiences or viewpoints that differ from your own. 
  • You aren’t willing to respect the privacy, boundaries and confidentiality of other group members. 
  • You want someone to give you strict financial rules or hold you accountable to doing everything “right.” 
  • You’re unwilling to try gentle movement, reflection or an experiential approach to change. 
  • You’re looking for investment, tax, insurance or estate-planning advice. 
  • You’re in an immediate financial crisis and need urgent debt or credit support. 
  • You’re looking for individual or couples counselling rather than financial coaching with nervous-system support.

Ready to make good money feel like good money?

Create a fully customized financial plan, tailored specifically to your lifestyle, change the patterns that keep pulling you off course and feel calm, grounded and empowered with money decisions.


Investment $2500 (GST Included)


We know—we’re in your head right now.

Part of you is wondering how spending $2,500 could possibly help you become better with money. Another part may already be feeling guilty, anxious or ready to close this page. That reaction is exactly why this program exists: to help you build a financial system that works and change the patterns that keep pulling you away from it.


Participating with a spouse or partner?  Add them for $1250 (GST Included). 

I'm Ready to Book!

Claim your spot now before they're full.

claim my spot

Still got some questions?

Book a 30 minute discovery call with both Isabel and Christine

book a Discovery call

Frequently Asked Questions

Please reach us at christine@engineeredgrowth.ca if you cannot find an answer to your question.

Those services can be helpful for understanding your finances, tracking your money and knowing what to do next. This program includes the practical work of creating a financial plan, but the plan is only the beginning.


We support you through the real-life experience of living it, including the habits, emotions, relationships and nervous-system patterns that influence the financial choices you make every day. What happens as you live your plan helps you determine what needs attention and what kind of support will be most useful.


The goal isn’t to follow a plan perfectly. It’s to build confidence, create more choice and make progress toward your financial goals while enjoying the life you’re working hard to create.


Those services can be helpful for understanding your finances, tracking your money and knowing what to do next. This program includes the practical work of creating a financial plan, but the plan is only the beginning.


We support you through the real-life experience of living it, including the habits, emotions, relationships and nervous-system patterns that influence the financial choices you make every day. What happens as you live your plan helps you determine what needs attention and what kind of support will be most useful.


The goal isn’t to follow a plan perfectly. It’s to build confidence, create more choice and make progress toward your financial goals while enjoying the life you’re working hard to create.


 That’s important information, not a failure. A financial plan can make perfect sense on paper and become much more complicated when it meets real life.


Christine and Isabel will help you look at what happened with curiosity rather than judgement. Sometimes the plan needs adjusting. Sometimes an old habit, emotion, relationship dynamic or nervous-system response is influencing the choices you’re making. Often, there is more than one thing going on.


The goal isn’t to make you comply with a plan. It’s to help you understand what’s happening, make thoughtful adjustments and become more confident making financial decisions as your life changes.


Knowing what you want to do doesn’t always make it easy to do it. Habits, fears and beliefs aren’t only things we think about; they can also be expressed through our behaviour and movement.


In the group sessions, Isabel will guide you through simple movements and small variations. As your nervous system experiences different possibilities, a habitual pattern can become a little less automatic. That matters when you’re making financial decisions because the old response no longer has to feel like the only response available.


This isn’t about making you “stick to a budget.” It’s about relating to your financial resources with greater awareness, choice and confidence.


No. The movements are small, gentle and exploratory. There’s no workout, stretching routine or movement you need to get right. We also won’t be teaching quick techniques to control or override your nervous system.


You’ll be guided through simple movements while paying attention to what you notice and exploring different ways of moving. No particular level of fitness, flexibility or movement experience is required.


You decide what you share. You won’t be expected to disclose your income, debt, savings, spending or other detailed financial information to the group.


You may choose to talk about your experience—what you’re finding difficult, what you’re noticing or what’s working—but you remain in control of how personal you want to get. Your detailed financial planning happens privately with Christine.


Isabel brings her counselling experience and trauma-informed, consent-based approach to the nervous-system work, creating space to explore what comes up without requiring you to disclose the details behind it.


Feeling embarrassed or ashamed about money is common, especially when you feel like you should have figured it out because you’re successful in many other parts of your life.


You can bring that experience into the work without having to explain or discuss it with the group. You can work with what you’re noticing without analyzing it publicly or sharing the story behind it.


Yes. You can still gain clarity about your own priorities, choices and patterns even if your partner doesn’t participate. You may not be able to make every shared financial decision on your own, but changing the way you understand and respond to money can still make a meaningful difference.


If your partner is open to participating, couples are welcome and encouraged to take part together. The program can help partners recognize their habitual reactions, communicate more clearly and make more intentional financial decisions together.


The Financial Nervous System Refresh is an educational and coaching program that combines personalized financial coaching with experiential nervous-system work. It is not a replacement for individual or couples therapy, mental-health treatment, financial planning, investment advice, tax advice or legal advice.



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